BURSA MALAYSIA

Frequently Asked Question

Q1. What is a Voluntary Carbon Market (VCM)?

Voluntary carbon markets allow carbon emitters to offset their emissions by purchasing carbon credits generated from projects that remove or reduce greenhouse gases (GHG) from the atmosphere.

Q2. What is Bursa Carbon Exchange?

Bursa Carbon Exchange (BCX) is Malaysia’s voluntary carbon market exchange (VCM), and the first Shariah-compliant carbon exchange in the world.

BCX is a multi-environmental product exchange that enables corporates to take practical climate mitigation action through the trading of carbon credits and renewable energy certificates (RECs) from projects with measurable climate action outcomes that adhere to international standards.

Q3. What are the services provided by BCX?

BCX provides three modes of carbon trading of standardised contracts of carbon credits and renewable energy certificates (RECs), namely:

Auctions
BCX hold auctions from time to time, at suppliers request, in addition to introducing new products.
Continuous trading
BCX commenced continuous trading and the facilitation of off-market transactions of carbon credits on 25 September 2023 and RECs on 9 September 2024. Our platform provides continuous trading based on a central order book.
Off-market transactions
We are able to facilitate Contract deals that are matched outside of our central order book, where buyers and sellers are able to utilise our onboarding (i.e. know-your-client processes), as well as clearing and settlement services for their direct carbon credit transactions.

Q4. What are the benefits of a VCM?

A VCM offers financial incentives for developing and implementing emission reduction activities.
For Malaysia:

Unlocks potential to generate carbon credits from its extensive forests and agriculture and waste sector.
Provides cost recovery for businesses to adopt green technologies and reduce their carbon footprint.
Spurs conversation projects with economic, environmental and potentially community benefits.

For companies (buyers):

Demonstrates commitment to sustainability by decarbonising and offsetting hard to abate emissions with carbon credits.

Q5. Why has Bursa Malaysia set up a VCM Exchange?

The setting up of a VCM Exchange is to fulfil a national mandate in which the Government of Malaysia (through MOF and the then KASA) announced in the tabling of national Budget 2022 that Bursa Malaysia shall operate a carbon exchange in preparation for a compliance carbon market to come in the future.

The setting up of our very own VCM exchange aligns with our vision to become ASEAN’s leading, sustainable and globally connected multi-asset exchange. The BCX, represents an important growth lever for us as we strive to build a diversified and sustainable exchange.

Q6. How does a company register its interest to participate in BCX?

Simply download the onboarding application form from above and send it back to us at [email protected] once you have completed it together with the necessary supporting documents to us.

Q7. Is BCX Shariah-compliant?

Yes, BCX is the first Shariah-compliant* carbon exchange in the world (*as pronounced by the Shariah Committee of Bursa Malaysia Islamic Services). In addition, the carbon credits have also been recognised as a Shariah-compliant asset by the said Shariah Committee.

Q1. Who can buy the standardised carbon contracts on BCX?

Companies can register to become a market participant and purchase the standardised carbon contracts to meet their voluntary climate goals. Market participants must comply with Bursa Carbon Exchange Rules.

Q2. What are the benefits of participating in BCX? What value can BCX participants create for their products and services from buying carbon credits?

There are many benefits, but the key ones are:

Reduction of the participant’s emissions footprint to meet emissions reduction targets
Potential revenue generation and diversification of income to a more sustainable business
Cost recovery especially for a supplier of carbon credits coming from the hard-to-abate sectors
Being seen as more green provided that purchases of carbon credits are used strategically, to avoid allegations of greenwashing

Q3. How are carbon credits traded on BCX?

BCX enables the trading of standardised carbon contracts with underlying high quality carbon credits. We recognise that companies often avoid buying carbon credits due to uncertainty around assessing the quality and suitability of carbon projects. Standardised carbon contracts would simplify how buyers assess products. We ensure that the carbon credits meet with the relevant contract specifications before they can be traded on BCX.

The trading mechanisms include continuous trading and off-market transactions of standardised carbon contracts.

Q4. What are standardised carbon contracts?

Standardised carbon contracts represent a collection of credits from various projects that meet certain specified characteristics. Products can be standardised based on attributes that buyers use to differentiate and assess carbon credits. Typical attributes include project type (e.g., nature-based solutions (NBS) or tech-based, removal or avoidance), geography, co-benefits, and standards.

Q5. Can projects registered under the Clean Development Mechanism be listed on BCX for trading?

Project developers and project proponents with projects registered under the Clean Development Mechanism (CDM) can potentially be suppliers of standardised carbon contracts for trading on BCX, provided that they are able to convert their issued Certified Emission Reductions (CERs) to Verified Carbon Units (VCUs) in the VCS registry and the credits’ vintage are 2016 onwards. Interested parties can reach out to us for further guidance on the CER conversion process via the interest registration form posted on our website.

Q6. What can I do with the underlying carbon credits purchased?

You may choose to:

keep the underlying carbon credits/ RECs in your BCX trading account for future use.
sell the standardised contracts with the underlying carbon credits/ RECs via BCX’s continuous trading platform.
transfer the underlying carbon credits/RECs to your registry account with Verra or Gold Standard/ Evident OR
retire the underlying carbon credits to offset your carbon footprint OR redeem the underlying RECs for Scope 2 purposes.

Q1. What is a renewable energy certificate (REC)?

A Renewable Energy Certificate (REC) is a type of Energy Attribute Certificate (EAC) that represents the environmental attributes of the generation of a one-megawatt hour (MWh) of energy produced by renewable sources (source: I-REC).

Q2. How are RECs different from carbon credits?

Q3. Why is BCX offering RECs?

There has been increasing demand by domestic corporates for BCX to include RECs in the portfolio of environmental products being offered.
The inclusion of RECs as part of our offering helps address current RECs market inefficiencies and provides an easily accessible additional avenue for corporates to purchase RECs.
This offering also supports the nation in our energy transition journey towards a lower carbon economy.
The offering of RECs also aligns with the aspiration of BCX to be a one-stop Shariah-compliant multi environmental product exchange.

Q4. Is BCX offering bundled or unbundled RECs?

Bundled RECs are sold together with physical electricity, whereas unbundled RECs are sold separately. In most jurisdictions where power utilities owned renewable energy assets, their RECs are sold bundled together with electricity to their customers who subscribe to renewable electricity. In the case of BCX, RECs offered will be unbundled from physical electricity.

Q5. Aside from auction, what are the modes of trades for RECs in BCX?

Apart from auctions, BCX also offers continuous trading and facilitates off-market transactions for RECs, similar to carbon credits.

Q6. Does a company need to onboard separately to BCX in order to purchase RECs?

No, a company only needs to onboard the BCX once, to trade either carbon credits and/or RECs from BCX.

Q7. Is BCX planning to offer Global RECs?

Yes, aligning with the carbon credits offering by BCX, we plan to offer Global RECs towards end of 2025.

Q8. What is the REC standard that BCX currently adopts?

All RECs traded on BCX are issued under the I-REC Standard, a globally recognised standard body, and adhere to the International Attribute Tracking Standard, managed by the I-TRACK Foundation

On 6 May 2024, BCX also became the first trading platform in Malaysia to be accredited by the I-TRACK Foundation and one of only eight globally. This accreditation helps position BCX to be a trading platform of choice for other market players in the region.

Q9. What is the trading currency for RECs on BCX?

The Malaysian Ringgit (MYR).

Terms & Conditions of Use, Disclaimer and Linking Policy

Acknowledgement and Acceptance of Terms and Conditions
These Terms and Conditions of Use are applicable to this website which is accessible at www.bcx.bursamalaysia.com("the Website"). By accessing and continuing to access this Website, you agree to these Terms and Conditions of Use, Disclaimer and Linking Policy and any amended version (“Terms and Conditions”) just as if you had signed it.

Intellectual Property and Proprietary Rights
The Website is owned by Bursa Malaysia Berhad (“Bursa Malaysia”). The materials displayed and contained in the Website, which may include (without limitation) all information, data, materials, graphics, price or other information as well as any software programs available on or through the Website ("Content" or "Contents" as the context may require), are protected by copyright, trade mark and/or other intellectual property laws, unless where expressly indicated to the contrary. All rights, titles and interests pertaining to the Contents are owned, licensed to or controlled by Bursa Malaysia.
The 'Bursa Malaysia Berhad' name and the Bursa Malaysia logo, including that of its group of companies, are trademarks of Bursa Malaysia. All other trademarks, trade names, product names, brand names, company names, titles, copyrights and logos contained in the Website are used purely in editorial fashion only without any intention for infringement, and inure to the benefit of the respective owners. No permission is given by Bursa Malaysia in respect of the use of any trademarks, trade names, product names, brand names, company names, titles, copyrights or logos on this Website.
You acknowledge that the Website and its Contents, including but not limited to the text, photographs, graphics and any audio or video applications, is designed and presented by Bursa Malaysia in a format and appearance unique to Bursa Malaysia ("Bursa Malaysia's Look and Feel"). Bursa Malaysia's Look and Feel is protected by copyrights, trademarks and/or other applicable intellectual property laws.

Use of Content
You may view the Website and its Contents and print one copy of the Website, or particular parts of the Website, solely for personal and non-commercial use, research or information.
Save where expressly provided for above, you are strictly prohibited from copying, storing (either in hardcopy or in an electronic retrieval system), downloading, transmitting, transferring, publishing, reproducing, broadcasting, displaying, distributing, selling, licensing any part of the Contents to any third person whether for commercial purposes, for pecuniary gain or otherwise, without the prior written consent of Bursa Malaysia.
Use of any robot, spider, other automatic device or manual process to monitor or copy the pages on the Website or the Content is strictly forbidden. You may not, without Bursa Malaysia’s prior written permission, mirror any Content contained in this Website.

Third Party Content and Links
The Website may contain advertisements, information and material including information and material on products or services relating to or provided by third parties (“Third Party Content”). Bursa Malaysia does not at any time recommend, endorse or offer the products or services advertised via the Third Party Content. You acknowledge that such products or services are not offered by Bursa Malaysia, and Bursa Malaysia shall not be responsible for any products or services purchased on any third party website. Third Party Content may contain embedded hyperlinks to websites owned and operated by the relevant third parties, their licensees or agents. The inclusion of hyperlinks to other websites (“Linked Sites”) is not an indication of endorsement by Bursa Malaysia of the Linked Sites or any part of its contents. Bursa Malaysia does not make any representation or warranty of any kind in respect of the Third Party Content and disclaims liability for any loss or damage incurred by you or any third party arising from or in connection with any acts, errors or omissions arising from the Third Party Content or linked websites of the relevant third parties.
The Linked Sites are provided for your convenience only. The information and contents that may be viewed by you at a Linked Site, including any amendments or updates thereto, are not controlled, reviewed or approved by Bursa Malaysia and shall not be deemed to be provided by Bursa Malaysia. Bursa Malaysia is neither responsible for nor does it make any representations or warranties of any kind as to the contents of the Linked Sites.

Links to the Website
Any established link to the home page of the Website must be a text-only link clearly marked "Bursa Malaysia Website" or www.bcx.bursamalaysia.com and must "point" to the URL www.bcx.bursamalaysia.com. No other use of Bursa Malaysia's name or marks is permitted without the express prior written permission of Bursa Malaysia. You must take the necessary care to ensure the following:-

1. that the link or any party thereof does not damage or dilute the goodwill associated with Bursa Malaysia's name and marks, and where applicable, that of its group of companies;

2. that the link or any part thereof does not create or imply the false appearance of being associated with or sponsored by Bursa Malaysia. To this end, the creation of a link shall not at any time be an indication of Bursa Malaysia's endorsement of or co-operation with the linked website;

3. that the link, when activated, must display the Bursa Malaysia website in full-screen format and not within a frame on the linked website;

4. that the Bursa Malaysia website or its Contents shall not be linked or framed to any site containing inappropriate, profane, defamatory, derogatory, obscene, indecent, or unlawful content, or content which violates any applicable copyright, trademark, intellectual property, personal data protection or privacy laws.

Bursa Malaysia shall not be liable for any loss or damage incurred or suffered by you or any third party arising from or in connection with a link from the Bursa Malaysia website. Bursa Malaysia reserves the right to seek all remedies available to it at law or in equity for any breach or violation of the terms of linkage.
Notwithstanding anything hereinbefore contained, linking to any part or specific parts of the Contents or shall not at any time be permitted, unless otherwise permitted by Bursa Malaysia.
Bursa Malaysia reserves the right to at any time and at its sole discretion without having to assign any reasons, revoke its consent to any linking or framing of the Bursa Malaysia website or its Contents and to take all necessary action in connection with such revocation of consent, including but not limited to the termination and disabling of any links or frames. Bursa Malaysia reserves the right at all times and at its sole discretion to disable any unauthorized links or frames from the Bursa Malaysia website.

Limitation of Liability and Disclaimer
Whilst Bursa Malaysia has used all reasonable endeavours to ensure that information contained in the Website and its Contents are accurate, correct or obtained from sources believed to be reliable, Bursa Malaysia and its subsidiaries (“Bursa Malaysia Group”) disclaims any liability pertaining to the consequences of any errors or omissions. In no event shall Bursa Malaysia Group be liable in respect of any claim arising out of or relating to the Website or its Contents, including, but not limited to, any decision made or action taken by you in reliance upon such Content, or for damages suffered, whether direct, consequential, special, punitive, indirect or otherwise, notwithstanding having been advised of the possibility of such damages.
We do not guarantee, represent or warrant that access and use of our Website will be uninterrupted.
The provision of information on the Website and its Contents, including the material posted in the announcements, is provided to you on an “as is” basis without any representations or warranties of any kind.
Bursa Malaysia Group disclaims all express, implied and statutory warranties of any kind to you or any third party in relation to the Website or its Contents, including without limitation, representations and warranties as to the accuracy, timeliness, completeness, non-infringement, merchantability, or applicability of information for any particular purpose, or any representations or warranties arising from usage or custom or trade or by operation of law.
Bursa Malaysia and the Bursa Malaysia group of companies shall not in any circumstances be liable to you or third parties for any loss or injury caused or arising from contingencies beyond its control.

No Investment Advice
The Contents of the Website are provided for informative and educational purposes only and is not intended to provide investment advice of any form or kind, and shall not at any time be relied upon as such.
Any information howsoever presented and provided on the Website including the information pertaining to the voluntary carbon market and Bursa Carbon Exchange are strictly of a general nature only and shall not under any circumstances be construed as providing any recommendation, opinion or indication by Bursa Malaysia as to the merits of the said product or company. Bursa Malaysia shall not be liable for loss, claims and damages arising from reliance by you on such information.
You are advised to conduct their own research and seek independent professional advice prior to taking any investment or investment related decisions.

Collection and use of Personal Data by Bursa Malaysia
For information relating to how your personal data is collected and processed by us, please refer to our Personal Data Notice on the Website.

Changes To Website/ Contents/ Terms & Conditions
Bursa Malaysia reserves the right at any time and at its sole discretion to revise, change, alter or vary these terms and conditions of use. The revised Terms and Conditions will be effective upon publication on the Website. You are responsible in ensuring that you have read the latest version of these Terms and Conditions. The continued use of the Website by you following any such revision, change, alteration of variation shall constitute the acceptance of, and agreement to be bound by such revision, changes, alteration and/or variation. The Website and Contents of the Website are subject to change without notice to you, including without limitation, modification, deletion or replacement of the Contents.

Violation of Terms and Conditions
Bursa Malaysia reserves the right to seek any and all remedies available to it at law or in equity for any violation of these Terms and Conditions, including but not limited to the right to block your access from the Website if you violate any or all of these Terms and Conditions. Bursa Malaysia further reserves the right to determine whether or not you have committed any violation of these Terms and Conditions.

Governing Law
These terms and conditions shall be governed by, construed and enforced in accordance with the laws of Malaysia.

Personal Data Notice

For the purpose of this personal data notice, the terms “personal data” and “processing” shall have the meaning prescribed in the Personal Data Protection Act 2010 (hereinafter referred to as the “Act”) and references to “Bursa”, “our”, “us” or “we” refer to Bursa Malaysia Berhad and its related companies.

This personal data notice serves to inform you how your personal data is being processed by or on behalf of Bursa.
The personal data processed by us may include your name, telephone number, email address, personal data required for the purposes set out in paragraph 3 below and any other personal data submitted or made available by you to us from time to time.
Your personal data may be used for the following purposes (“Purposes”):
1. To communicate with you.
2. To allow communications on or through the Voluntary Carbon market website.
3. To fulfill any contractual obligation we may have to you.
4. To facilitate the resolution of a concern or complaint.
5. To provide education events and activities pertaining to voluntary carbon markets, the Bursa Carbon Exchange or information regarding those activities;
6. To conduct research for analytical purposes including but not limited to data mining and analysis of your usage of this website;
7. To provide you with information on our and third party products and services which may be of interest to you;
8. To create directories or databases whether for publication or not;
9. To research, develop and improve our events, programs, products and services; and
10. For any other purpose that is incidental or ancillary or in furtherance to the above purposes.

You may access and request for correction of your personal data. Please contact us using any of the following modes if you have any enquiries or complaints in respect of your personal data:

Designated contact person	Manager, Customer Care and Complaints Bureau
Mailing address:	Customer Care Center Exchange Square Bukit Kewangan, 50200 Kuala Lumpur.
Telephone No:	(603) 2026 5099
Fax No:	(603) 2026 4122
Email address:	[email protected]

In accordance with the Act:
1. we may charge a fee for processing your request for access; and
2. we may refuse to comply with your request for access or correction in accordance with the Act.
Your personal data may be disclosed to:
1. our parent company, subsidiaries, related and associated companies;
2. our licensees, co-organisers of events, business partners, market participants, agents, contractors, service providers and any registries;
3. the Securities Commission, Bank Negara Malaysia, the Police, the Malaysian Anti-Corruption Commission or any other supervisory, governmental or relevant authority or governmental instrumentality;
4. any person to whom Bursa is under an obligation to make disclosure under the requirements of any law binding on Bursa and for the purposes of any directive or guidelines issued by regulatory or other authorities with which Bursa or any of its subsidiaries are expected to comply;
5. auditors, professional firms or entities; and
6. any other persons that may be relevant to the business and functions of Bursa Malaysia, notwithstanding that any such persons may be outside Malaysia, or disclosed for any of the above Purposes or any other purpose for which your personal data was to be disclosed at the time of its collection or any other purpose directly related to any of the above Purposes or where such disclosure is required or authorised by law or an order of a court.
Unless otherwise specified by us at the time the personal data is collected, it is obligatory that you supply us with the personal data requested for by us.
If you fail to supply to us the above personal data, we may not be able to carry out the Purpose for which you have provided us the personal data.
Your personal data may be transferred to a place outside Malaysia and you hereby give your consent to the transfer.
In the event of any inconsistency between the English version and the Bahasa Malaysia version of this notice, the English version shall prevail over the Bahasa Malaysia version.
Bursa reserves the right to amend this Personal Data Notice at any time and the updated notice will be posted on this website or via any other mode Bursa views suitable.

By providing to us your personal data, you hereby consent to the processing of your personal data in accordance with all of the foregoing.

Notis Data Peribadi

Untuk tujuan notis data peribadi ini, terma-terma “data peribadi” dan “pemprosesan” mempunyai maksud sepertimana yang ditakrifkan dalam Akta Perlindungan Data Peribadi 2010 (selepas ini dirujuk sebagai “APDP”). Rujukan kepada “Bursa” dan “kami” merangkumi Bursa Malaysia Berhad dan syarikat-syarikat berkaitan Bursa Malaysia Berhad.

Notis data peribadi ini bertujuan memaklumkan anda bagaimana data peribadi anda diproses oleh atau bagi pihak Bursa.
Data peribadi anda yang diproses oleh kami termasuk nama, maklumat perhubungan, alamat e-mel, data peribadi lain yang diperlukan untuk tujuan yang dinyatakan dalam perenggan 3 di bawah dan apa-apa data peribadi yang diserahkan atau disediakan oleh anda kepada kami dari masa ke semasa
Data peribadi anda bakal digunakan untuk tujua-tujuan berikut (secara keseluruhan “Tujuan”):
1. Untuk berkomunikasi dengan anda;
2. Untuk membolehkan komunikasi di atau melalui laman web Voluntary Carbon Market;
3. Untuk membolehkan kami melaksanakan semua obligasi kontrak;
4. Untuk membolehkan penyelesaian/resolusi untuk kebimbangan dan aduan dicapai;
5. Untuk memberikan maklumat berkenaan kegiatan-kegiatan dan program-program berkaitan dengan voluntary carbon market atau maklumat berkaitan dengan kegiatan-kegiatan tersebut;
6. Untuk menjalankan penyelidikan untuk tujuan analisis termasuk tetapi tidak terhad kepada “data mining” dan analisis kegunaan anda apabila mengakses laman web ini;
7. Untuk memberikan maklumat berkenaan produk-produk dan perkhidmatan kami serta pihak ketiga yang mungkin menarik minat anda;
8. Untuk mewujudkan direktori atau pangkalan data (“database”) sama ada untuk penerbitan atau tidak;
9. Untuk penyelidikan dan penambahbaikan kegiatan-kegiatan, program-program, produk-produk dan perkhidmatan; dan
10. Untuk apa-apa tujuan lain yang bersampingan dengan atau berlanjutan daripadaTujuan yang dinyatakan di atas.

Anda boleh mengakses dan meminta untuk pembetulan data peribadi anda. Sila hubungi kami melalui cara berikut sekiranya anda mempunyai apa-apa pertanyaan atau aduan berkenaan dengan data peribadi anda:

Perjawatan orang yang boleh dihubungi:	Manager, Customer Care and Complaints Bureau
Alamat Pos:	Customer Care Center Exchange Square Bukit Kewangan, 50200 Kuala Lumpur.
No. Telefon :	(603) 2026 5099
No. Faks:	(603) 2026 4122
Alamat E-mel:	[email protected]

Selaras dengan APDP:
1. Kami mungkin mengenakan bayaran untuk memproses permintaan anda untuk mengakses data peribadi anda; dan
2. Kami boleh menolak permintaan anda untuk akses atau pembetulan data peribadi anda.
Data peribadi anda mungkin dizahirkan kepada:
1. syarikat induk, anak-anak syarikat dan syarikat-syarikat berkaitan dan/atau bersekutu kami;
2. pemegang-pemegang lesen, penganjur acara bersama, rakan-rakan kongsi perniagaan, “market participants”, ejen-ejen, kontraktor-kontraktor, pemberi khidmat kami dan mana-mana pendaftar;
3. Suruhanjaya Sekuriti, Bank Negara Malaysia, Polis Malaysia, Suruhanjaya Pencegah Rasuah Malaysia, Suruhanjaya Syarikat Malaysia, Jabatan Pendaftar Pertubuhan dan pihak berkuasa penyeliaan, agensi kerajaan atau pihak berkuasa lain yang berkaitan;
4. Mana-mana pihak kepada mana kami ada obligasi untuk menzahirkan data peribadi anda di bawah undang-undang atau selaras dengan arahan atau garispanduan yang dikeluarkan oleh badan-badan kawal selia atau pihak berkuasa yang Bursa and anak-anak syarikatnya perlu mematuhi.
5. Juruaudit, firma-firma atau entiti-entiti profesional,
6. Mana-mana pihak lain yang berkenaan dengan perniagaan dan fungsi Bursa Malaysia, walaupun mana-mana pihak mungkin berada di luar Malaysia, atau dizahirkan untuk apa-apa Tujuan yang dinyatakan di atas atau apa-apa tujuan yang baginya data peribadi anda hendak dizahirkan pada masa pengumpulannya atau apa-apa tujuan lain yang berhubungan secara langsung dengan mana-mana Tujuan yang dinyatakan di ata atau di mana penzahiran adalah dikehendaki atau dibenarkan oleh undang-undang atau perintah mahkamah.
Sekiranya tidak dinyatakan sebaliknya oleh kami pada masa pengumpulan data peribadi, adalah wajib bahawa anda membekalkan kami dengan data peribadi yang diminta oleh kami.
Sekiranya anda gagal untuk membekalkan data peribadi yang dinyatakan di atas, kami mungkin tidak dapat memproses data peribadi anda bagi mana-mana Tujuan yang dinyatakan di atas dan anda mungkin melanggar syarat-syarat bagi peraturan-peraturan Bursa yang berkaitan.
Data peribadi anda mungkin akan dihantar atau dipindahkan ke lokasi-lokasi di luar Malaysia.
Sekiranya terdapat ketidakseragaman antara versi Bahasa Inggeris dengan versi Bahasa Malaysia notis ini, maka versi Bahasa Inggeris akan digunapakai.
Notis data peribadi ini boleh dipinda pada bila-bila masa dan notis data peribadi yang telah dipinda akan dipaparkan di laman web ini dan/atau melalui apa-apa cara komunikasi yang lain yang dianggap sesuai oleh Bursa Malaysia.

Dengan membekalkan data peribadi anda kepada kami, anda dengan ini, membenarkan pemprosesan data peribadi anda selaras the segala yang dinyatakan di atas.